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What Credit Score is Needed for a Nebraska Furniture Mart Credit Card?

December 18th, 2013 | Author: Megan Eisenhower

N ebraska Furniture Mart is a great place to go for beautiful furniture at a budget-friendly price. In addition, you can get a Nebraska Furniture Mart credit card to allow you to make payments while furnishing a room or your entire home. This store has just about anything you could need from living room and bedroom furniture to appliances and electronics.

Customers can enjoy interest-free financing on some of their purchases with special promotions from Nebraska Furniture Mart. They usually have a minimum purchase required and a limited time to pay off the balance before interest is added in to the total. This can be up to 24 months, which makes buying furniture more affordable. However, it is important to understand that interest will accrue from the date of purchase and the entire amount will be added in if the balance is not paid by the end of the promotional period.

The credit card is issued through Nebraska Furniture Mart so

you

do not have to get approval through any outside financing company. The APR is 18%, which is better than what you will find with many store credit cards. The company will look at your credit score, credit history. and employment history to determine if you are approved. Your income will also help determine how much you are approved for. However, by showing you are responsible with credit and making timely payments, your credit line may be increased over time.

The Nebraska Furniture Mart is a good choice if you plan to purchase quite a bit of furniture in the future. It allows you longer to pay off the balance before being charged interest. Plus, the interest rate is lower than with other cards if you are not able to pay off the entire amount. However, because this is a private credit card issued by the company, you will need a higher credit score to qualify. People with credit scores over 700 should have no problem. If your score is below that, you may need to prove your ability to repay if you have limited or no credit.

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