About Life Insurance
You can get peace of mind, knowing you've helped protect your loved ones.
Life insurance can help provide for the people who depend on you financially, if you can't be there for them. The money can be used for final expenses, help to replace your lost income, cover debts, pay your mortgage, fund a child's education, and more.
1 Additional life insurance products with different rates and benefits are available through a MetLife agent.
2 Rates based on current age, gender and face amount. Rates for this product increase on birthdays when your age ends in a 1 or 6 (for example: 41, 46, 51). There is no medical exam for this product, just t some health questions. Simplified Issue Term Life Policy is issued by MetLife Investors USA Insurance Company, Charlotte, NC, 28277 (form # 5E-26-13), and in New York by Metropolitan Life Insurance Company, New York, NY 10166 (form # 1E-26-13-NY).
3 MetLife Term Life Insurance issued by MetLife Investors USA Insurance Company, Charlotte, NC, 28277 (except in NY), on policy form #5E-23-12, and by First MetLife Investors Insurance Company, New York, NY 10166 (NY only), on policy form #1E-23-12-NY. Significantly increased premiums are necessary to renew the policy after the end of the level period. Premiums will increase on an annual basis after the level period, and the policy is renewable up to age 95. For a lower rate on term life insurance, contact a MetLife Premier Client Group representative.
4 The MetLife Final Expense Life Insurance policy provides for a limited graded death benefit during the first two policy years. This policy is not a funeral or burial contract; benefits can
be paid to any beneficiary. The policy does not guarantee that its proceeds will be sufficient to pay for any particular services or merchandise at the time of need nor that services or merchandise shall be provided by any particular provider. Final Expense Life Insurance (# 5E-13-13) is issued by MetLife Investors USA Insurance Company, Charlotte, NC, 28277 (except NY) and in NY (# 1E-13-13-NY) by Metropolitan Life Insurance Company, New York, NY 10166.
5 Sample rate and coverage length for universal coverage refer to Provider Universal Life, issued on Policy Form 5E-36-12 in all jurisdictions except New York, where it is issued on Policy Form 1E-36-12-NY. The Coverage Continuation Benefit (CCB) for MetLife Provider Universal Life guarantees that the policy will remain in force, as long as the required premiums are paid, until the end of the selected guarantee period, but no later than age 95. The CCB does not guarantee the policy’s cash value. Potential for cash value from universal coverage refers to Guarantee Advantage Universal Life Insurance, issued by Metropolitan Life Insurance Company, New York, NY 10166 in New York State (policy form #1E-34-07-NY) and by MetLife Investors USA Insurance Company, Irvine, CA 92615 in all other states and jurisdictions (policy form #5E-34-07).
6 MetLife Promise Whole Life is issued by MetLife Investors USA Insurance Company on policy form 5E-12-10 and in New York only by Metropolitan Life Insurance Company on policy form 1E-12-10-NY.
Like most insurance policies, MetLife's policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. For complete costs and details, see your MetLife representative. Product features and availability may vary by state.
Guarantees are subject to the insurer's claims-paying ability and financial strength.