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Online payments submitted before 8PM EST can be credited to your account today. Online payments submitted after 8PM EST will be credited the following day (or on your future scheduled payment date). Please note that it may take up to two business days to complete the financial transfer from your personal bank account to your Zales credit card Account.
You may make a payment of any amount, however, it's best if you pay the Minimum Payment Due as soon as possible. By paying the Minimum Payment Due, you'll avoid accumulating additional late fees. Still need help? Please send us a message via Secure Message Center or contact Customer Care at 1-844-271-2708 (TDD/TTY: 1-888-819-1918).
If you returned merchandise but still have a credit card balance, you must pay the Minimum Payment Due as shown on your Periodic Billing Statement. To avoid late fees, your Minimum Payment Due must be paid by the Due Date shown on your billing statement, even if your returned merchandise credit is equal to or greater than the Minimum Payment Due. See your Credit Card Agreement for additional information.
Why can't I change my Payment Due Day? Only Accounts that are in good standing and for which the Payment Due Day has not been changed in the last 12 months are eligible for changes to Payment Due Day. For more information, please contact Customer Care through Secure Message Center or by calling 1-844-271-2708 (TDD/TTY: 1-888-819-1918).
If your Account is in good standing, you may change your Payment Due Day to one of the day options provided on the My Profile Payment Due Day page. Although there is no fee for changing the Payment Due Day, there is a limit to the frequency with which you may make a change. Please note that changing your Payment Due Day will not change the dates of any previously scheduled One-Time Payments. To edit any scheduled One-Time Payments, please visit the Payments page.
When you make changes to your Payment Due Day, it can take up to two statements before the change becomes effective. For that reason, you will not see the change on Account Center until then. Still need help? Please contact Customer Care through Secure Message Center or by calling 1-844-271-2708 (TDD/TTY: 1-888-819-1918).
Of course. Payments are accepted online any time of day, any day of the year.
Not at this time. However, if you are outside of the U.S. it may be possible to make an electronic payment. For additional details, please send us a message via Secure Message Center or call Customer Care at 1-844-271-2708 (TDD/TTY: 1-888-819-1918).
Please have your checking account number and bank routing number available. For your convenience, this information will be securely stored for future payments. You may update this information any time. Make a payment now. Not signed in? Sign in now .
When making an online
payment, you will select the date the payment will post to your Zales credit card Account. It may take up to two business days to complete the financial transfer from your personal checking account to your Zales credit card Account.
No, there is not a fee charged for making online payments.
We're sorry, at this time, debit cards cannot be used to make online payments in Account Center. To make an online payment, you must enter your checking account number, which is not the same as the number on the front of your debit card. Ask your bank for your checking account number, or look for it on the bottom of a check or on your monthly bank statement.
If funds have not yet been transferred from your bank account, you may be able to delete a scheduled payment—depending on when and how you make your request:
By Mail or Account Center's Secure Message Center:
6:00 PM ET (Eastern Time), at least 3 business days before the scheduled payment date.
Need help? Contact us .
Through Customer Care:
7:59 PM ET (Eastern Time), at least 3 business days before the scheduled payment date.
Need help? Contact us .
Account Center Online:
11:59 PM ET (Eastern Time), on the day of your scheduled payment date.
To make a request, visit the Payments page. then tap or click the edit pencil located next to the scheduled payment you wish to delete.
You can edit or delete your stored checking accounts by visiting the My Profile page. Please note, a checking account cannot be deleted if it is currently attached to a Scheduled Payment. However, as long as the payment is not processing, you may update/edit the account information and then delete the old one. Not signed in? Sign in now .
The minimum payment due may be affected by recent merchandise returns or charge disputes. If you'd like to make a payment or if you have questions about your bill, call Customer Care at 1-844-271-2708, TDD/TTY: 1-888-819-1918.
Any payment scheduled but not yet posted to your account.
It may take two additional business days to complete the funds transfer. A successful funds transfer results in one ACH electronic debit from your bank account and a payment to your Zales credit card Account for the payment amount you've specified.
Your available credit will be adjusted as soon as possible for same-day or next-day payments made online. This may mean an immediate update; however, the availability of funds may be delayed at Comenity Capital Bank's sole discretion to ensure payment clearance.
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