Perfect Conditions

Secure Operations

Amazing Programs

Getting Started.

vw credit

Who we are

Volkswagen Credit rewards the loyalty of our Volkswagen drivers with equally unforgettable service when it comes time to purchase or lease their next vehicle. For 30 years, Volkswagen Credit has offered competitive financial services to a worldwide family of owners and dealers.

Our incredible vehicle line-up is supported by signature service and customized programs that are tailor-made exclusively for Volkswagen Credit customers. Discover the benefits of account management, a selection of unique service plans and premium My VW Insurance coverage.

Why finance with Volkswagen Credit?

Convenient, simple and transparent in the finance office and throughout the life of your loan or lease. Ask your Volkswagen dealer about your eligibility for special promotions through Volkswagen Credit, the only lender endorsed by Volkswagen of America, Inc.

Financing or Leasing

Freedom can mean many things

Volkswagen Credit is the preferred choice for VW drivers who want to experience hassle-free financing and a one-stop shop offering exceptional tools and custom services. We're the only lender endorsed by Volkswagen of America, Inc. so let us help you decide if ownership or leasing is right for you.

Financing Benefits

  • No vehicle customization limits/restrictions
  • No end of lease obligations such as excess wear and tear
  • Ability to own for life and earn equity
  • Competitive lending rates and flexible terms offered by Volkswagen Credit

Leasing Benefits

  • Lower monthly payments (on average than financing)
  • Flexible lease terms and options
  • The ability to turn-in your vehicle for a newer VW model or buy your vehicle at a predetermined price at lease maturity
  • A range of mileage options that suit your lifestyle

Special Programs

Go ahead, take advantage of us

Whether you are just graduating or visiting us for the first time, Volkswagen Credit offers unique incentives that aim to please any driver. Locate a Volkswagen dealership and come in for a visit to discuss any one of the Special Programs we offer. It's just one more way we help create options for every member of the VW family.

College Graduate Program

Whether you lease or finance, no credit history will be required, and no cosigner will be needed. 1 Besides offering great rates to those eligible, 2 we'll also help you make your first payment. 3 Additionally, no security deposit is required if you lease. Download the College Graduate Program Brochure

First Time Buyer

We want to help make it easier to get behind the wheel of a VW, which is why Volkswagen Credit has designed a specific loan for first-time buyers. If this is the first car you have ever financed and you are currently employed full-time and have been for a full year, you're qualified. 4

Loyalty Program

Return your leased vehicle for a newer VW model and we'll happily waive the security deposit 5 on your new vehicle and the turn-in/disposition fee on your current lease. 6 Ask your Volkswagen dealer about eligibility requirements and how we reward the loyalty of our lease customers.

Corporate Transactions

Eligible businesses can purchase or lease vehicles through Volkswagen Credit and are offered special programs, including retail financing, driver's option, and lease capabilities for qualifying corporations or partnerships. 7

International Business Professionals Plan


welcome business professionals from countries outside the United States to finance or lease a VW model during your stay in the United States. Contract length is limited to your length of stay as governed by the applicant’s visa or employment contract. Ask your Volkswagen dealer for details on candidacy and eligible vehicles.

Payment Options

We know you're busy, so we help make paying for a VW model easy. With plenty of options to pay your Volkswagen Credit bill, we've covered all of your bill-paying bases. We’re helping to make it easier to manage financing your vehicle.

Online Bill Payment

Log in to your VW Credit account to manage your account, make online payments, review statements, request a payoff quote, or switch to paperless invoicing.

Automatic Bill Payments

Set up scheduled withdrawals and we'll help make sure your payment is made on time, every month. You can enroll or cancel this service at any time by accessing your account at

Payment by Phone

Our Interactive Voice Response system (800-428-4034, option 1) is available 24 hours a day and allows you to make simple monthly payments using your routing and checking account number. 8 To request a payoff quote, call 800-428-4034, option 3 (8:00 a.m. to 10:00 p.m. ET, Monday – Friday).

Payment by Mail

Send your monthly payments, property tax, late charges, sales tax, and extra payments to the address listed below or check the front of your billing statement for your designated payment address. For final payments, log in to your Volkswagen Credit account and view your account details, or please call 800-428-4034 (8:00 a.m. to 10:00 p.m. ET, Monday – Friday).

Volkswagen Credit
P.O. Box 5215
Carol Stream, IL 60197-5215

Wire Transfer

Western Union® Quick Collect and MoneyGram® Express Payment can offer you another convenient payment option. Choose to make your payment online, over the phone, or in person with your local Western Union or MoneyGram representative.

At the Dealership

Take time to prepare for your visit

You've kicked the tires and taken a test drive, now it's time to talk about financing. We know you're curious, so we've created these helpful guides to offer you details about what you can expect when you are ready to take the next step toward joining the VW family. Start your journey now by clicking on any one of the video guides.


Volkswagen of America, Inc. believes the specifications on this site to be correct at the time of publishing. Specifications, standard equipment, options, fabrics and colors are subject to change without notice. Some features may be unavailable when your vehicle is built. Some vehicles are pictured with options that may be available at extra cost or may not be available on some models. Ask your dealer about availability of options and verify that the vehicle you ordered includes the equipment you ordered. Tires are supplied and warranted by their manufacturer. © 2016 Volkswagen of America, Inc.


All U.S. Full-time, direct employees and retirees of eligible VW Partner Program organizations. Your household members are also eligible!

Friends & Family

All full-time, direct employees of Volkswagen Group of America are eligible for the Friends & Family Program.

Category: Credit

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