Bank of Baroda
Headquartered in New York City, NY
The troubled asset ratio
1. A "troubled asset ratio" compares the sum of troubled assets with the sum of Tier 1 Capital plus Loan Loss Reserves. Generally speaking, higher values in this ratio indicate that a bank is under more stress caused by loans that are not paying as scheduled. Each bank graphic is on it's own scale: use caution when comparing two banks.
2. The graphs are for comparing this bank to the national median troubled asset ratio. Because the ratio varies so widely among banks across the nation, the scale is not consistent from bank to bank and the graphs should not be used to compare banks to one another.
Bank profits hit new high in 2013
The nation’s banks have recovered strongly from the financial crisis, and the results for 2013 provide even more evidence: Profits for the year hit $154.7 billion, according to reports filed with the Federal Deposit Insurance Corp. That's the highest level ever. And only 24 banks failed last year, the fewest since 2007. More
Credit unions still recovering but worries linger
Solid loan growth and continued low interest rates have helped the nation’s 6,600 credit unions rebuild from the 2008-09 financial crisis, according to new data from the National
Credit Union Administration. But there might be storm clouds on the horizon. NCUA Chair Debbie Matz warned recently that the prospect of higher interest rates could cut into credit union profits. More
Bank Tracker: Five-Year Review
By most accounts TARP achieved its primary purpose: To help bring about stability in the midst of the worst financial crisis since the Great Depression. But the program has been called "one of the most hated, misunderstood and effective policies in modern economic history.” More
Smaller banks rebound more slowly
The latest data from the Federal Deposit Insurance Corp. shows that the nation’s banks continue to recover from the financial crisis, reporting stronger earnings and increasing loan volume. But an analysis by the Investigative Reporting Workshop shows that for the vast majority of banks — those with less than $1 billion in assets — profits are harder to come by as they continue to try to work their way through a disproportionate amount of troubled loans and foreclosed property. More
Reshaped banking industry emerges from crisis
The banking industry has emerged shaken but in some senses thriving. Last year was the second most profitable ever for the nation’s banks, according to reports filed with the Federal Deposit Insurance Corp. but it is unmistakably true that the industry is fundamentally different today than it was five years ago. More