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Adjustable Rates

PAYMENTS SHOWN DO NOT INCLUDE TAXES OR INSURANCE.  YOUR PAYMENT MAY BE GREATER.

Index as of week ending: September 19, 2014: 0.12% Current Index plus Margin of 2.750% equals 2.870% and rounded to nearest 1/8th of one percent equals 2.875%.

*The Annual Percentage Rate (APR) and Payment Example are based on a $100,000 loan amount with 20% down payment.

**The rate and payment amount may increase annually thereafter.

***Depending on loan specifications, your rate may have points due to required adjustments. Actual rate and APR may vary depending upon credit score, loan amount, combined Loan to Value and term. The rates shown are available to borrowers with satisfactory

credit history.

Maximum loan amount for all of the above programs is $417,000.

Contact one of our Originators  or call us at 1-203-783-5700 for additional information regarding these rates or information on other term or product offerings. Or, contact Paul Mulligan, SVP Retail Lending at PMulligan@MilfordBank.com .

FREE 30 DAY RATE LOCK FOR REFINANCES | FREE 60 DAY RATE LOCK FOR PURCHASES | LOW DOWN PAYMENT OPTIONS | 24 HOUR MORTGAGE RATE LINE (203) 783-5795

This update is intended for informational purposes. It does not take the place of the formal Truth-In-Lending Disclosure that sets forth the specific terms applicable to individual transactions.

All rates and terms shown are subject to change without notice.

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