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Bank By Bank Fee Comparison

bank fee comparison

National Banks Comparison:

www.usatoday.com/money/perfi/credit/story/2011-10-20/banks-credit-unions-fees/50845148/1. Keep in mind that not all national banks operate in Colorado.

Name of account: Advantage Checking

Minimum balance required: None

Minimum balance required- No

Maintenance fees- No

Transaction fees-no

ATM fees- out-of-network atm $1.50, Moneypass or U.S. bank and Advantage ATM are  free

Statement fees- no

Insufficient fund fees- $33.00

Debit card fees- no

Fees for doing online, mobile, or telephone transactions- up to 6 telephone transactions a month are free after a $10.00 charge per transaction. According to the customer service agent I spoke with they are not set up for Mobile just yet, you can access the site through a smart phone (but they do not have an app) and there is no fee associated. No fee for online banking.

Alpine Bank- 1.800.551.6098

Name of the account: Triple E

Minimum balance required- None

Maintenance fees- None if you enroll for e-statements, otherwise a $9.00 a month fee

Transaction fees- no but only 2 written checks per month, each additional

ATM fees- Allpoint network and alpine is free. rest is $2

Statement fees- no

Insufficient fund fees- $40

Debit card fees- no

Fees for doing online, mobile, or telephone transactions- online is free ( free Billpay), mobile is free, telephone bank to bank is free. Wire fee is $25

Bank of Colorado- 1-800-227-7715

Name of the account: Free Checking

Minimum balance required- $100

Maintenance fees-no

Transaction fees- no

ATM fees- $1.50 for out-of-network (Bank of Colorado does not have an ATM in Denver) in addition to that bank fees. However if you have a checking and saving account then the Bank Of Colorado fees are waived and you are only charged the resulting bank fees from the ATM you use.

Statement fees- no

Insufficient fund fees- $28

Debit card fees- free

Fees for doing online, mobile, or telephone transactions- free online and Bill Pay, no fee for mobile, free telephone

Bank of Denver- 303-572-3600

Name of account: E-checking

Minimum balance required: None

Maintenance fees- No

Transaction fees-no

10 free out-of-network ATM fees a month and then $2.00 Moneypass or U.S. bank and Jeanie ATM are free Statement fees- no Insufficient fund fees- $30.00 Debit card fees- no

Online banking, Bill pay telephone transaction fees – no

Citywide Bank

303-365-360

Name of the account; Economy Checking

Minimum balance required: None

Maintenance fees: $4.00 monthly service fee

Transaction fees: first 10 are free .50 afterwards

ATM fees: out-of-network fee $1.50 plus other bank charge

Statement fees: no, but $2.00 for images of checks mailed to you

Insufficient fund fees: $33

Debit card fees: no

Fees for doing online, mobile, or telephone transactions: online ifs free, Bill Pay is 6.95,  mobile is not set up and free telephone transactions with no cap

Citywide Bank 303-365-3600

Name of the account: Personal Checking

Minimum balance required: $800.

Maintenance fees: If daily balance falls below $800, $8 monthly service fee

Transaction fees: optional $6.95 per month for bill pay

ATM fees: out-of-network ATM $1.50, Citywide Bank ATM free

Statement fees: Check images free online, or $5 extra per month on statement

Insufficient fund fees: $33

Debit card fees: none

ATM fees: out-of-network ATMs $2

Statement fees: none

Insufficient fund fees: $28

Debit card fees:  annual $7.50 fee

Fees for doing online, mobile, or telephone transactions: free online

Name of the account: FirstBank Free Checking

Minimum balance required: none

Maintenance fees: none

Transaction fees: optional free online bill pay, but if less than 3 payments per month are made, a $5 inactivity fee will be assessed.

ATM fees: out-of-network ATMs $2.50

Statement fees: none

Insufficient fund fees: $34

Debit card fees:  none after the first year, then annual $10 fee

Fees for doing online, mobile, or telephone transactions: none. Free online with E-statements. $3 fee to mail statements

Guaranty Bank & Trust

Name of the account: Completely Free Checking

Minimum balance required: none

Maintenance fees: none

Insufficient fund fees: $25

Debit card fees:  $12

Fees for doing online, mobile, or telephone transactions: none

Valley Bank & Trust

Name of the account: Valley Custom Checking

Minimum balance required: none with direct deposit

Maintenance fees:  none

Transaction fees:  none

ATM fees: whatever the out-of-network ATM owner charges

Statement fees: none online, $2 per statement to print out at bank

Insufficient fund fees: $33

Debit card fees:  $12 annual

Fees for doing online, mobile, or telephone transactions: $3 telephone fee, free online and mobile

Online Bank Compairison:

Name of the account: Electric Orange Checking

Interest Rate: account balance of $0-$49,999.99 (0.19%), $50,000-$99,999.99 (1.04%), $100,000 or more (1.09%)

Minimum balance required: none

Transaction fees: incoming wires free, outgoing wires $20

ATM fees: all fees refunded

Statement fees: none

Insufficient fund fees: $9 max per day

Debit card fees: none

Fees for doing online, mobile, or telephone transactions: none

Perkstreet Financial

Name of the account: Perkstreet Checking account

Minimum balance required: none

Maintenance fees: none. $4.50 inactivity fee will take place if there is no transaction (deposit/withdrawal) at least once a month

Category: Bank

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