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Write down a list of features you need in a bank. For example, it may be important for you to have a bank with a local and convenient branch. If online banking is important to you, you will want to find a bank which does not charge for online banking or related transactions.

Create another list of features you would like to have in a bank. Does the bank offer free checks with a checking account or a no minimum balance? Also consider the type of interest rates that are available. Some banks will give you better rates and services if you have more than one type of account with them, have direct deposit or make automatic payments to a mortgage that you have with their bank.

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