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Checking Accounts

bank checking accounts

First Financial Bank’s checking accounts make managing your money a breeze. We provide all the latest tools and services you need, including a monthly statement, free 24-hour account access online and by phone, free online bill payment, a FirstPlus Check Card and the security of FDIC insurance.

First offers you the convenience of 73 banking centers and a large ATM network. If you have a question or need quick assistance, our Customer Contact Center has people you can talk to Monday through Friday from 8 a.m. to 6 p.m. and Saturday from 9 a.m. to 1 p.m. Eastern Time.

First Connect

The First Connect account is designed for customers who do all their banking, pay bills and receive monthly statements exclusively online. To maintain this account, you must enroll in online banking and consent to receive electronic statements.

  • No minimum balance
  • No monthly service charge*
  • Free FirstPlus Check Card**
  • Free Online and Mobile Banking
  • Free Online Bill Payment
  • Free monthly eStatements
  • Free 24-Hour Automated Telephone Banking
  • FDIC insured
  • Overdraft Protection available

First Organizer

  • No monthly service charge with $500 average daily collected balance or at least 25 debit card point of sale transactions per statement cycle***; $4 monthly otherwise
  • Unlimited check writing
  • No per check charge
  • Free FirstPlus Check Card**
  • Free Online and Mobile Banking
  • Free Online Bill Payment
  • Free monthly eStatements
  • Free 24-Hour Automated Telephone Banking
  • FDIC insured
  • Overdraft Protection available

First Gold Club

The First Gold Club account is an interest-bearing checking account designed for customers who are age 50 and older. Gold Club members enjoy monthly membership programs, group travel opportunities, periodic newsletters and much more.

  • No monthly service charge with $3,000 average daily collected balance; $15 monthly otherwise
  • Earns interest monthly
  • Free member checks
  • Unlimited check writing
  • No per check charge
  • Free FirstPlus Check Card**
  • Free Online and Mobile Banking
  • Free Online Bill Payment
  • Free monthly eStatements
  • Free 24-Hour Automated Telephone Banking
  • FDIC insured
  • Overdraft Protection available

First Checking Fund

  • No monthly service charge with $2,500 minimum daily balance; $10 monthly otherwise
  • Earns interest monthly
  • Unlimited check writing
  • No per check charge
  • Free FirstPlus Check Card**
  • Free Online and Mobile Banking
  • Free Online Bill Payment
  • Free monthly eStatements
  • Free 24-Hour Automated Telephone Banking
  • FDIC insured
  • Overdraft Protection available

First Checking Plus

* With First Connect, there is a $1 fee for each check presented for payment, including a remotely created check; and a $3 fee for each paper statement requested. A remotely created check, rather than an electronic debit, may be created by an entity or individual you are paying and to whom you provide your account number and authorize the debit. The First Connect account is designed for customers who exclusively use electronic means (check card, ACH, online banking including bill payment) to make payments. This account provides, at no charge, a FirstPlus Check Card, online banking with bill payment and access to electronic statements, which include electronic check images. To maintain this account, you must have access to a device that: 1) meets the operating system, Internet browsing, and other requirements set forth in the First Online Terms and Disclosures; and 2) connects to a non-public network. You must also enroll in online banking and consent to receive electronic statements.

** The FirstPlus Check Card is issued based on credit approval. ATM access is FREE when using your FirstPlus card at a FirstPlus ATM. There is a $1.00 transaction fee when using an ATM owned by another financial institution.

*** A point of sale (POS) transaction is one in which you use your FirstPlus Check Card to pay a merchant for a purchase or pay a bill. POS transactions do not include ATM transactions.

Category: Bank

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