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Bank of America Core Checking™ Account

bank account on check

I have convenient access to my personal checking account wherever I am.

Convenient access to your personal checking account wherever, however you want.

  • No monthly maintenance fee when you meet one of the following requirements each monthly statement cycle:
    • Have at least one qualifying direct deposit of $250 or more; or
    • Maintain an average daily balance of $1,500 or more; or
    • Enroll in the Preferred Rewards program and qualify for the Gold, Platinum, or Platinum Honors tier (waiver applies to first 4 checking accounts)
    Otherwise, $12 monthly maintenance fee.
  • Unlimited teller access
  • Optional Regular Savings Account Footnote 1
  • Online, Mobile Footnote 2 and Text Footnote 3 banking
    • Online Bill Pay
    • Payment Reminders
    • Customizable Alerts Footnote 4
  • Debit card with $0 Liability Guarantee Footnote 5 and new chip technology
  • Keep the Change ® savings program Footnote 6 where everyday purchases add up to

    savings

  • Optional Overdraft Protection to help avoid overdraft fees and declined debit card transactions Footnote 7
  • Affinity Banking to show support for a cause, school, organization or team
  • Students under age 23 are eligible to have the monthly maintenance fee waived. Footnote 8

Checking Clarity Statement™

Checking Accounts

Enroll in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (waiver applies to first 4 checking accounts)

$25 monthly maintenance fee

No monthly maintenance fee when you meet one of the following requirements each statement cycle:

Maintain combined balances of $10,000 or more. Combined balances include:

Average daily balances for the statement cycle in eligible linked checking, savings, and money market savings accounts, AND

The current balance, as of two business days before the end of the checking statement cycle, in your eligible linked Merrill Edge and Merrill Lynch investment accounts.

Enroll in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (waiver applies to first 4 checking accounts)

Category: Bank

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