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Includes U.S. Bank: personal purpose loans, Home Equity Loans, Home Equity Line of Credit, Premier Line, Home Mortgage and activated Credit Cards. (U.S. Bank Reserve Line of Credit and Student Loans are excluded). Mortgage and credit products are subject to eligibility requirements and normal credit approval. Mortgage and credit products may be subject to additional charges such as annual fees. Please refer to the credit agreement for full details. Mortgage Loans, Home Equity Loans and Lines of Credit and Credit Cards are offered through U.S. Bank National Association.

Your mobile carrier may charge access fees depending upon your individual plan. Check with your carrier for specific fees and charges.

Additional fees apply for statements with check images or check return.

Platinum and Gold package customers can open additional Easy Checking accounts with no monthly maintenance fee. Requires at least one identical account holder on all accounts. Gold Package customers are limited to two Easy Checking accounts with no monthly maintenance fee.

Variable rate account. Rates are determined at the bank’s discretion and may change at any time.

Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass® Network.

Choose free U.S. Bank logo checks or a 50% discount on all other personal designs.

No U.S. Bank fees on money orders, cashier's checks, counter checks, single-signer traveler's cheques, stop payments and copies of checks and statements.

Enrollment is required. A qualifying transfer from your Package Checking account to your Package Money Market Savings account must be scheduled and maintained. You must open and/or maintain an active U.S. Bank Silver, Gold or Platinum Checking account AND a Package Money Market Savings account. See the S.T.A.R.T. Program Agreement for complete details.

Mortgage and credit products are subject to eligibility requirements and normal credit approval. Credit products are offered through U.S. Bank National Association.

The mortgage origination discount is calculated as 0.25% of the loan amount. The maximum mortgage discount is $1,000. For existing U.S. Bank home mortgages, the maximum refinance discount is $300. Certain mortgages may not be eligible. Interest rates, program terms and information are subject to change without notice. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loans amounts.

Offer is for 25 free trades and applies to online trades of equities and exchange-traded funds only. At least $1,000 in cash or securities is required to open a self-directed brokerage account. Free

trades will be applied once funding is confirmed. This offer is not designed to support day trading or active trading and may be revoked if there is excessive or unreasonable activity. This is a one-time offer and is not renewable.Additional fees may apply. Please refer to the Schedule of Commissions and Fees for more information.

*Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc. member FINRA and SIPC. an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. U.S. Bancorp Investments is not a tax or legal advisor. When it is appropriate you are encouraged to seek professional tax or legal advice. U.S. Bank is not responsible for and does not guarantee the products, services or performance of affiliates.

Combined deposit balances include the average monthly collected balances for U.S. Bank personal checking, savings, money markets, CDs and IRAs. Outstanding credit balances include U.S. Bank personal purpose loans (excluding some indirect loans), U.S. Bank Mortgages, U.S. Bank Home Equity Loans and Lines of Credit, U.S. Bank Premier Line, and U.S. Bank Credit Cards. Investment balances include the aggregate minimum daily balance of all investment types held through the statement period with U.S. Bancorp Investments.

The average account balance is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of days within the statement period.

The combined balance is the total average account balance of the Silver Checking account and all Package Money Market Savings accounts you own. The average account balance is calculated by adding the combined balance at the end of each calendar day during the statement period, up until and not including the last two business days of the statement period, and dividing that sum by the number of days used. Business days are Monday through Friday; federal holidays are not included.

To be eligible for DepositPoint, you must be a U.S. Bank Online Banking customer with direct ownership in a U.S. Bank Checking or Savings account and have no more than two returned deposited items in the past 3 months. Use of DepositPoint in a location outside the United States is prohibited.

Fees for paper statements will apply; additional fees apply for statements with check images or check return.

Accounts may be assessed other fees. See the Deposit Account Agreement and Consumer Pricing Information for additional disclosures and a list of fees and services applicable to deposit accounts.

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