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Apply for debt consolidation loan

apply for debt consolidation loan

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Shop around. Not all consolidation loans are created equally. Inquire about debt consolidation loans at reputable financial institutions. As with all bank services, it's important to use someone that's established and trustworthy. You wouldn't open a checking account with a company that sent you a spammy email, and you shouldn't trust them to give you a consolidation loan, either.

Ask about fees. Never pay upfront fees. Some small fees are sometimes part of the process, but anything over $100 should be a warning sign.

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