Account open online
Choose an online bank or credit union to open your account with. Base your decision on your own familiarity with the financial institution, a recommendation from a friend or family member, or a review from a trusted resource. The financial institution should be insured--FDIC for banks and CUNA for credit unions--and it should have low fees or none at all. Read all the terms and conditions of the account before opening the account to make sure you're getting a good deal.
Fill out the application. You will be asked relatively simple questions, such as your contact information. Some online financial institutions require a credit check for every new account, so you may have to grant permission for the financial institution to pull a credit report and review it. When you have finished the application, submit it using the appropriate button.
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